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Tips On Purchasing Car Insurance
by Leo Chu
Can people with disabilities get a car insurance?
Yes, persons with disabilities can get a car insurance. According to law passed, persons with disabilities should not be discriminated and denied such a privilege on account of their disability. Furthermore such disability should not affect the premium paid on the reason that they are more accident-prone. Contrary to popular belief persons with disabilities are more careful and therefore less prone to mishaps. They are even more careful as they are conscious of their weakness. Rates should be fair for everyone who is allowed by law to carry a driver's license. But such right also has its restrictions. If evidence proving that one has documented attacks which would pose serious threats not only to themselves but to other motorists, insurance companies upon much consideration could charge on this account.
What does "full coverage" mean?
To make the smart choice, a person should have knowledge on their choices especially the details that really count. In buying auto insurance, one might have encountered the term "full coverage". In simple language, it is the minimum requirements one purchases plus compensation for any damages sustained by the driver himself and his vehicle. The basic package is typically a liability-only policy. It is generally compose of two liabilities, that of a body injury plus property damage. The latter would cover damages on the property of another and the former would cover the injuries sustained by the other party. In short, it is only the damages incurred by the other party that is covered. On the other hand full coverage comes in when the policy would already cover the damages physically sustained by the property of the driver himself as a result of a collision or similar events which are covered. Thus the term full because all the parties involved are compensated. Added are provision on physical damages which comprises collision and comprehensive
What is the difference between collision and comprehensive insurance?
Simply put Collision covers the damages after it collides with another vehicle or object, either that of repair or substitution of the vehicle which was insured. On the other hand, comprehensive just the same covers damages sustained by the vehicle insured but caused by events which are not related to collision. Such events not related to non-collision includes, natural calamities or events, acts of man like robbery and vandalism or even a collision with a deer or any other animal.
About the Author
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Vladko Todorov Panayotov on Hydrogen motor vehicles
Speech by Vladko Todorov Panayotov MEP (ALDE-ADLE) on :
Type-approval of hydrogen powered motor vehicles
[on behalf of the Group] [Language BG original]
Report: Anja Weisgerber (A6-0201/2008)
on a proposal for a regulation of the European Parliament and of the Council on type-approval of hydrogen powered motor vehicles and amending Directive 2007/46/EC
[COM(2007)0593 - C6-0342/2007 - 2007/0214(COD)]
Committee on the Internal Market and Consumer Protection
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